Fha Dti Limits 2024 Texas. For 2024, the maximum loan limit in texas is $498,257 for. To qualify for an fha loan in texas, your home loan must be below the local fha loan limits in your area.
Fha guidelines call for borrowers to have a dti ratio of 43% or less. They also indicate that a mortgage payment should not exceed 31% of a person’s gross effective income.